Job Description
United Trust Bank is committed to taking care of our customers financial needs and providing solutions that are tailored to those needs. We are devoted to exceptional service helping our neighbors, local community, and those nationwide. UTB has a wonderful opportunity for highly motivated and skilled individuals to join our mortgage team. Additional information about United Trust Bank may be found at
We are growing our Apollo Beach, FL location and have an immediate need for a Mortgage Loan Officer. This is not a remote position .
What’s in it for you?
Competitive compensation package with industry leading commission rates
Unlimited income potential, no cap on commission - 6 Figure Earning Potential - hourly plus commission
Ability to lend in all 50 states without individual state licensing
Benefits include:
Medical, Dental, Vision, Life, long and short-term disability insurance
401k Match
Responsibilities:
Engage in exploratory questioning regarding prospective borrower’s income and debts to match customer needs to a product - call center environment
Maintain knowledge of company products and pricing, including lock-in procedures and underwriting guidelines
Educate prospective borrower on the home buying and refinancing processes.
Ensure customer information is correct and verified in the loan package, submissions must be complete and accurate
Ensure timely follow-up to customers, processors, and lender requests
Ability to meet monthly/quarterly funding goals as agreed upon
Assist borrower in understanding and clearing credit problems, along with expectations throughout the process
Have all files to the processor within 24 hours
Must comply with the Bank’s BSA/AML and OFAC Compliance and Consumer Compliance policies and procedures relevant to responsibilities
Qualifications:
Minimum two years of sales experience or mortgage loan origination
Excellent verbal and written communication skills
Ability to remain competitive in a fast-paced environment
Ability to work evenings and/or weekends as necessary
Detail oriented
Team oriented attitude
Possess a strong desire to provide superior customer service
Education: High school diploma or equivalent
United Trust Bank is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants will be considered for employment without regard to race, national origin, gender, age, religion, disability, sexual orientation, veteran status or marital status. We are an E-Verify employer.
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